If you have questions about the bankruptcy process, it is worth your while to speak to a Merrillville attorney who can answer your questions completely and accurately. An experienced lawyer can explain the full process and advise you about how to proceed. At the Law Office of Weiss, Schmidgall and Hires, P.C. in Merrillville, we advise and assist clients in Lake and Porter counties as well as other Indiana locations, including South Bend and Lafayette. If filing bankruptcy is not the right course of action for you, we can counsel you about other debt relief and foreclosure defense options.
The U.S. Bankruptcy Code has several chapters with different requirements, depending on whether you are filing as an individual or a business. Individuals (or couples filing jointly) have a choice between Chapter 7 debt discharge and Chapter 13 repayment. To qualify for Chapter 7, you must pass the means test. In other words, if your total income is less than the median state income for a household your size, you are eligible to file. People whose income is greater than the median can still qualify if their disposable income is below the threshold amount for a similarly sized household. Consumers who do not pass the means test can still file under Chapter 13, provided they have a reliable source of income.
When you retain our services, a knowledgeable bankruptcy lawyer helps you each step of the way throughout the bankruptcy process. Our office assists in preparing the necessary paperwork, obtaining credit reports, attending any hearings and handling the entire process.
In general, most bankruptcy cases consist of:
When you come to our firm for bankruptcy assistance, you get personalized service through every step of the process. We are accessible to answer your questions and help you make informed decisions at every juncture. If you are not ready for bankruptcy, we can suggest other debt relief options that may be effective for your situation.
The Law Office of Weiss, Schmidgall and Hires, P.C. assists Indiana residents filing for individual or business bankruptcy. Call today at 219-293-8988 or contact us online to schedule a free initial consultation to discuss your debt problem. We offer flexible payment plans and can begin working on your bankruptcy case for as little as $100 down. Day, evening and Saturday appointments are available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
For more than ten years, Christopher Schmidgall has protected the lives of people who find themselves caught in the tangled machinery of criminal prosecution. With the skill and determination he’s demonstrated throughout his life, Chris offers them the help they need to get their lives back in order. Not long after graduating from Valparaiso...
Following a remarkably accomplished academic career, Amanda Hires applied her record of success to servicing good people facing difficult situations. She served as a volunteer at the New Orleans Public Defender’s Office and worked intensively with prosecutors and defense attorneys while under the guidance of Judge Sheila Moss at the Lake County Superior Court...
Jessica McPheeters is an associate attorney with her primary focus being in Estate Planning, Probate, Business Formation and Planning, and other general practice matters. Jessica received her Bachelor of Science in Business Administration with a concentration in Economics from Ball State University in 2014. Jessica then received her Juris Doctor from Valparaiso University School of Law...