By Christopher R. Schmidgall | Published October 2, 2023 | | |
Falling significantly behind on your mortgage can be a harrowing ordeal, exposing you not only to penalties but also to threat of foreclosure. If you’re facing this situation, filing for bankruptcy under Chapter 13 can be an effective remedy. It affords you the opportunity to pause any collection actions and work through a repayment plan Read MoreRead More
Having an arrest record or a misdemeanor or felony conviction can present difficulties in obtaining employment, housing and financing and can raise other impediments to living a productive life. Indiana maintains a record of all arrests and convictions. Computer-assisted research tools allow employers, landlords and lenders to conduct extensive background checks, which influence decisions made Read MoreRead More
Like many other states, Indiana recently enacted “constitutional carry” of handguns. This law expands peoples’ access to handguns in public spaces and reduces the time it takes to purchase a pistol or revolver. Some people believe that all adult Indiana residents now have an unrestricted right to carry handguns in the state. On the contrary, Read MoreRead More
In the past, small businesses in dire financial straits did not have a lot of options in filing for bankruptcy. A Chapter 7 bankruptcy usually meant going out of business. A traditional Chapter 11 reorganization, involving significant costs and fees and stringent oversight, was usually too expensive and cumbersome for smaller companies. However, the passage Read MoreRead More
If you get pulled over by police, remember that the officer is the one in control of the situation. But remember also that you have rights, and the officer cannot simply do anything he or she wants during the stop. Knowing your rights as a driver can help reduce the risk of being charged with Read MoreRead More
Throughout the United States, the COVID-19 pandemic and other factors have contributed to more than 600 corporate bankruptcies during 2020. Retailers, energy suppliers and health-care providers faced particularly intense challenges, but nearly every sector of the economy has been hurt by the lockdowns, outbreaks and fears that have affected the country for most of the Read MoreRead More
Even if you’re collecting a steady paycheck, it’s very easy to fall behind on your bills, particularly if you’ve gone through a divorce, temporary job loss or medical problem. For many people in this situation, Chapter 13 bankruptcy provides a chance to stop creditor harassment and establish a fair debt repayment plan that allows them Read MoreRead More
When some people hear words like “bankruptcy” and “liquidation,” they immediately think of frightening scenarios where practically everything they own gets taken away as punishment for their debt problems. This is not the reality. Bankruptcy is not a penalty, but a legal process designed to help people and businesses overcome severe debt problems. This would Read MoreRead More
In the middle of an election year where healthcare is already a hotly debated issue, the COVID-19 pandemic has stirred further discussion about whether major changes are necessary. During the Democratic presidential primary, the concept of Medicare for All split the candidates. While the candidate who promoted that concept has since dropped out of the Read MoreRead More
For more than ten years, Christopher Schmidgall has protected the lives of people who find themselves caught in the tangled machinery of criminal prosecution. With the skill and determination he’s demonstrated throughout his life, Chris offers them the help they need to get their lives back in order. Not long after graduating from Valparaiso...
Following a remarkably accomplished academic career, Amanda Hires applied her record of success to servicing good people facing difficult situations. She served as a volunteer at the New Orleans Public Defender’s Office and worked intensively with prosecutors and defense attorneys while under the guidance of Judge Sheila Moss at the Lake County Superior Court...
Jessica McPheeters is an associate attorney with her primary focus being in Estate Planning, Probate, Business Formation and Planning, and other general practice matters. Jessica received her Bachelor of Science in Business Administration with a concentration in Economics from Ball State University in 2014. Jessica then received her Juris Doctor from Valparaiso University School of Law...