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Stopping Creditor Harassment

The Experience You Need in Indiana When Collections Won’t Stop Calling

Need help stopping creditor harassment? We can help.

If you are receiving constant, harassing phone calls from creditors, there is a way to make them stop calling. Once you hire a lawyer to file Chapter 7 or Chapter 13 bankruptcy, by law creditors are required to stop calling you. At the Law Office of Weiss, Schmidgall and Hires, P.C.,, in Merrillville, Indiana, we offer a free attorney consultation to discuss your options if you are being harassed by creditors.

What are examples of creditor harassment?

Creditor collection actions are governed by both state and federal laws. The Federal Fair Debt Collection Practices Act (FDCPA) is specifically designed to delineate the differences between proper methods to recover debts and actions which are considered harassing. Here are some of the tactics creditors often use in their attempts to collect debts:

  • Calling you 10, 15 or even 20 times a day
  • Sending you threatening letters
  • Calling your family members, friends or employer
  • Threatening you with criminal charges or imprisonment
  • Impersonating an officer (some creditors have even appeared wearing fake police badges to intimidate debtors into paying)

By law, all debt collection attempts must cease as soon as you hire an attorney. We will begin working on your case with as little as $100 down and are willing to accept flexible payment arrangements when you work with the Law Office of Weiss, Schmidgall and Hires, P.C., Once you notify a creditor that you have hired a lawyer, the creditor is required to stop contacting you and funnel all communication through your lawyer. In fact, should a creditor continue to harass you, you may have grounds for a civil suit to recover monetary damages.

Are there alternatives to bankruptcy?

Depending on your debts, you may have options such as debt consolidation or collections defense that can reduce or eliminate your debt without filing bankruptcy. For more than a decade, we’ve helped clients in Merrillville and throughout Indiana find the best solution to their debt and financial woes. Call 219-293-8988 to discuss your creditor harassment with an experienced bankruptcy lawyer at the Law Office of Weiss, Schmidgall and Hires, P.C.,

Day, evening and Saturday appointments are available. Contact us to learn more and schedule your consultation. We work with clients in Lake and Porter counties of Indiana, including those as far away as South Bend and Lafayette. We also work with clients in the East Chicago/Chicagoland area of Illinois.

Christopher R. Schmidgall Attorney Photo
Christopher R. Schmidgall
Member

For more than ten years, Christopher Schmidgall has protected the lives of people who find themselves caught in the tangled machinery of criminal prosecution. With the skill and determination he’s demonstrated throughout his life, Chris offers them the help they need to get their lives back in order. Not long after graduating from Valparaiso...

Amanda C. Hires Attorney Photo
Amanda C. Hires
Member

Following a remarkably accomplished academic career, Amanda Hires applied her record of success to servicing good people facing difficult situations. She served as a volunteer at the New Orleans Public Defender’s Office and worked intensively with prosecutors and defense attorneys while under the guidance of Judge Sheila Moss at the Lake County Superior Court...

Jessica McPheeters Attorney Photo
Jessica McPheeters
Associate

Jessica McPheeters is an associate attorney with her primary focus being in Estate Planning, Probate, Business Formation and Planning, and other general practice matters. Jessica received her Bachelor of Science in Business Administration with a concentration in Economics from Ball State University in 2014. Jessica then received her Juris Doctor from Valparaiso University School of Law...

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