If you are receiving constant, harassing phone calls from creditors, there is a way to make them stop calling. Once you hire a lawyer to file Chapter 7 or Chapter 13 bankruptcy, by law creditors are required to stop calling you. At the Law Office of Weiss, Schmidgall and Hires, P.C.,, in Merrillville, Indiana, we offer a free attorney consultation to discuss your options if you are being harassed by creditors.
Creditor collection actions are governed by both state and federal laws. The Federal Fair Debt Collection Practices Act (FDCPA) is specifically designed to delineate the differences between proper methods to recover debts and actions which are considered harassing. Here are some of the tactics creditors often use in their attempts to collect debts:
By law, all debt collection attempts must cease as soon as you hire an attorney. We will begin working on your case with as little as $100 down and are willing to accept flexible payment arrangements when you work with the Law Office of Weiss, Schmidgall and Hires, P.C., Once you notify a creditor that you have hired a lawyer, the creditor is required to stop contacting you and funnel all communication through your lawyer. In fact, should a creditor continue to harass you, you may have grounds for a civil suit to recover monetary damages.
Depending on your debts, you may have options such as debt consolidation or collections defense that can reduce or eliminate your debt without filing bankruptcy. For more than a decade, we’ve helped clients in Merrillville and throughout Indiana find the best solution to their debt and financial woes. Call 219-293-8988 to discuss your creditor harassment with an experienced bankruptcy lawyer at the Law Office of Weiss, Schmidgall and Hires, P.C.,
Day, evening and Saturday appointments are available. Contact us to learn more and schedule your consultation. We work with clients in Lake and Porter counties of Indiana, including those as far away as South Bend and Lafayette. We also work with clients in the East Chicago/Chicagoland area of Illinois.