By Christopher R. Schmidgall | Published October 2, 2023 | Posted in Bankruptcy | Tagged Tags: Chapter 13, debt collection, mortgage relief | Leave a comment
Using Chapter 13 to Obtain Home Mortgage Relief
Falling significantly behind on your mortgage can be a harrowing ordeal, exposing you not only to penalties but also to threat of foreclosure. If you’re facing this situation, filing for bankruptcy under Chapter 13 can be an effective remedy. It affords you the opportunity to pause any collection actions and work through a repayment plan Read More
Read MoreHow Can You Have Your Criminal Record Expunged in Indiana?
Having an arrest record or a misdemeanor or felony conviction can present difficulties in obtaining employment, housing and financing and can raise other impediments to living a productive life. Indiana maintains a record of all arrests and convictions. Computer-assisted research tools allow employers, landlords and lenders to conduct extensive background checks, which influence decisions made Read More
Read MoreThe Limits of Indiana’s Constitutional Carry Law
Like many other states, Indiana recently enacted “constitutional carry” of handguns. This law expands peoples’ access to handguns in public spaces and reduces the time it takes to purchase a pistol or revolver. Some people believe that all adult Indiana residents now have an unrestricted right to carry handguns in the state. On the contrary, Read More
Read MoreThe Advantages of Subchapter V Small Business Bankruptcy
In the past, small businesses in dire financial straits did not have a lot of options in filing for bankruptcy. A Chapter 7 bankruptcy usually meant going out of business. A traditional Chapter 11 reorganization, involving significant costs and fees and stringent oversight, was usually too expensive and cumbersome for smaller companies. However, the passage Read More
Read MoreWhat Are Your Rights When Police Stop You in Indiana?
If you get pulled over by police, remember that the officer is the one in control of the situation. But remember also that you have rights, and the officer cannot simply do anything he or she wants during the stop. Knowing your rights as a driver can help reduce the risk of being charged with Read More
Read MoreHigh Profile Business Bankruptcies in 2020 Take a Toll on Individuals
Throughout the United States, the COVID-19 pandemic and other factors have contributed to more than 600 corporate bankruptcies during 2020. Retailers, energy suppliers and health-care providers faced particularly intense challenges, but nearly every sector of the economy has been hurt by the lockdowns, outbreaks and fears that have affected the country for most of the Read More
Read MoreHow a Chapter 13 Debt Repayment Plan is Formulated
Even if you’re collecting a steady paycheck, it’s very easy to fall behind on your bills, particularly if you’ve gone through a divorce, temporary job loss or medical problem. For many people in this situation, Chapter 13 bankruptcy provides a chance to stop creditor harassment and establish a fair debt repayment plan that allows them Read More
Read MoreWhat Assets Are Exempt from Liquidation in Chapter 7 Bankruptcy?
When some people hear words like “bankruptcy” and “liquidation,” they immediately think of frightening scenarios where practically everything they own gets taken away as punishment for their debt problems. This is not the reality. Bankruptcy is not a penalty, but a legal process designed to help people and businesses overcome severe debt problems. This would Read More
Read MoreCould COVID19 Lead to A Change in Bankruptcy Law?
In the middle of an election year where healthcare is already a hotly debated issue, the COVID-19 pandemic has stirred further discussion about whether major changes are necessary. During the Democratic presidential primary, the concept of Medicare for All split the candidates. While the candidate who promoted that concept has since dropped out of the Read More
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About Victoria Bain joined Weiss, Schmidgall & Hires as an associate attorney in 2023. She is licensed to practice law in both Indiana and Illinois. She is a graduate of the University of Illinois Chicago School of Law and earned her Bachelor of Arts in Political Science from Valparaiso University. Victoria has been practicing law…
For more than twenty years, Christopher Schmidgall has helped individuals and small businesses in Northwest Indiana and the Northern District of Illinois navigate some of the most difficult financial moments of their lives. He takes pride in working closely with clients who are struggling financially, helping them find real solutions and a path toward financial freedom. Chris became a Board Certified Consumer Bankruptcy Specialist through...
Attorney Amanda C. Hires is an experienced Indiana criminal defense attorney serving clients throughout Lake County, Porter County, and Northwest Indiana. She is dedicated to protecting the rights, freedom, and future of individuals facing criminal charges and related legal matters. Amanda provides strategic...
Jessica McPheeters is an attorney licensed to practice law in Indiana, providing legal services in estate planning, probate, real estate, business matters, and civil litigation. She represents individuals, families, and businesses with a practical, results-driven approach focused on clear guidance and effective advocacy. Jessica has significant trial experience and regularly represents clients in complex civil matters. In addition to her private practice...
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5.0/5.0I had a criminal case and I was represented by the best and kindest lawyer who worked for Amanda Hire. Her name is Victoria Bein. She went above and beyond...
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Chris and his staff have help my get back on track. When I need guidance on my finances Chris helped me make the best decision. I’m less than 2yrs I was debt free! He is the type of attorney that is always willing to help. My family and friends all...
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Great people
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